How will Australia's younger generation get ahead?

If the capital gains tax exemptions are reduced, if the negative gearing tax incentives are reduced, if the franking credit rebates are reduced, how do young married couples build a nest egg for retirement?
I'm not being funny here, but without any investment advantage and with Bank lending standards due to tighten, how would a young working couple save for their retirement and be financially independent?
It is going to be really hard for a young couple, to do anything, other than pay off…

How will Australia's younger generation get ahead?